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Self Employed(Self Certification)

If you are self employed you may consider self-certifying your income if you fall into one of the following categories

a) You have less than 3 years audited accounts

b) Your accounts have fluctuated over the last 3 years trading

c) Your latest accounts have not yet been audited

A self certification mortgage is viewed as a greater risk by mortgage lenders and therefore the rate of interest charged is marginally greater than the one charged on a status mortgage.

 
 

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Sylhet Finance introduces business to other lenders who are authorized and regulated by the Financial Services Authority. Please note we do not lend mortgages, secured & unsecured loans directly. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER AGAINST YOUR HOME.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances, but we estimate that it will be 1% of the loan value (minimum £395). The overall cost for comparison is 7.7% APR. The actual rate available will depand on your circumstances. Please ask for personalised illustration.

Licensed by The Office of fair Trading - Consumer Credit License No. 584285 Data Protection No Z993993X